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Credit Analyst | Iselin, NJ

Credit Analyst | Iselin, NJ
July 10, 2023 Chitra Sharma

Banking client in Iselin NJ, is seeking a Credit Analyst to join their team. Relevant Credit experience from a consumer or retail bank is strongly preferred.


  • Maintain portfolio from a credit perspective, including covenant tracking, financial statement reviews and analyses, credit modifications, collections, workouts, annual reviews, and risk rating updates and approvals.
  • Credit Analyst will assist in underwriting, evaluating and performing due diligence for new business prospects.
  • Successfully review business loan requests, supporting financial statements to determine the borrowing capacity, capitalization and cash flow dynamics for the prospect.
  • Ability to prepare reports with credit information for use in decision making and review customer due diligence for red flags for existing burrowers and new customers.
  • Credit Analyst will support Team in the maintenance and servicing of the existing loan portfolio.
  • Ability to monitor portfolio performance for potential adverse credit issues and trend analyses.
  • Assist in determining collateral position of borrower utilizing asset valuations and pricing as part of analysis.
  • Credit Analyst will ensure financial statements are current and in accordance with loan agreements.
  • Additional duties as requested.


  • Bachelor’s degree
  • Minimum 2-3 years of relevant credit experience.
  • Equipment finance experience
  • Understanding of financial statements and credit analyses a plus.
  • Proficiency in Excel and quantitative skills.
  • Excellent communication skills
  • Detail oriented with flexibility in dealing with a changing work environment, customer service oriented and a strong sense of urgency.
  • Ability to prioritize work assignments; Detail-focused with a focus on delivering quality results

Salary range $70,000-$90,000, based on experience.